12 Best Loyalty Card Apps for Android & iOS

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Customers are encouraged by programs to shop or use the services of a business. These customers are rewarded for their loyalty. This is a marketing strategy. The customers are given a loyalty card (variously called reward card, points card, advantage card, club card, and so on), on presenting the Card, customers get a discount, or they are allotted some points for the future. Traditionally, there were magnetic cards, stamp, or punch card-based schemes. Now, an electronic equivalent is preferred, QR code. At present, several kinds of Android & iOS apps are used to store such cards & some of the best loyalty card apps are discussed in this article below.

How does Loyalty Card Apps work?

Loyalty card apps simply help you to store and use all your loyalty cards without having actually to carry them all around. 

You simply scan the barcodes/ QR codes from your loyalty cards and store them onto your app. The next time you step out and need a particular loyalty card, all you have to do is show them your code, and you’re all set! 

So relax, set back, and enjoy your loyalty benefits while the app takes care of all the hassles for you. 

Advantages of Loyalty Cards

No competition regarding price with your competitors

You are always engaged in a competition with your competitor(s). In order to attract customers, you need to have a lower price than your competitor(s). By introducing loyalty programs, you don’t run the risk of losing your customers anymore. By launching a loyalty program, you give your customers a loyalty card, which helps them to get a discount or points, and by doing so, you retain your customers.

Retain existing customers

Loyal customers spend more than new ones. So, retaining loyal and existing customers is an important thing. By launching loyalty programs that prove an incentive to the existing customers, a company can retain its existing customers.

Increase Customer Lifetime Value

Customer Lifetime Value (CLV) is your relationship with customers. A loyalty program helps you to know what is the CLV for each customer. With this data, you can also make further plans and strategies.

For instance, the CLV can give you data about the behavioral patterns of your customers, and with the help of this, you can reward them at each step of the loyalty program, thereby increasing CLV.

Helps to build personal relationships

CLV provides a company with useful data that the company can use to chalk out strategies. With the help of this data, the company gets to know a lot of things about its customers’ buying patterns. The company can, then, match the requirements of its customers, which makes the customer feel valued.

Create brand advocates

Brand advocates are the customers who promote the company by referring it to their friends and family and promoting it on social media.  So, loyalty programs create brand advocates which prove to be useful.

Top 12 Best Loyalty Card Apps for Android & iOS

Having a loyalty program is very useful, but it comes to a problem which most people face. Many times, people notice that they have left their loyalty card at home, or they lose it. It is annoying because people lose out on their points and discounts.

To avoid this, people install a “Loyalty Card App” on their phones. You just have to type the number or scan your loyalty card in the app and your loyalty card is stored in the app. Then, you just have to ask the cashier to scan the barcode, and you’ll get your discount or points.

Below is a list of some of the best loyalty card apps for Android and iOS devices:


With over 45 million Stocard users worldwide, this app is compatible with IOS and Android. It helps you easily digitize all your loyalty cards, and all you have to do is scan them at the store. 

It keeps you updated with the exclusive offers and discounts that you can grab at your favorite stores. 

Stocard helps you collect and maintain reward points that you can easily redeem at the store of your choice.  

Over-all, it is one of the reliable & best loyalty card apps to store loyalty cards, shop with and save a ton of money in the process. 

Try – Free Gift Cards – 30+ Ways to Get Gift Cards (Apple, Google, Amazon)

Key Ring 

Key Ring is one of the most popular reward card apps out there with millions of users. 

This app makes the entire process of shopping and saving a whole lot easier. It stores all your cards in one place and lets you use them whenever you need them. 

Key Ring finds weekly advertisements, discounts, and offers the most suitable for you and suggests them, ensuring that you can take advantage of these offers at your favorite stores.

Saving money is always a shopper’s agenda, and with Key Ring, this becomes easily achievable. 

Key Ring allows you to store all of your loyalty cards on your phone. So, you no longer have to carry all the loyalty cards with you when you go out to shop. This is really handy, as it means that not only do you not have to carry tons of cards in your wallet, but you also don’t have to worry about forgetting a loyalty card and missing out on savings. It is available for IOS.

Virtual Cards – Loyalty Cards and Coupons

Virtual Card is a stress-free app that lets you sign up with a few easy steps and organize all your loyalty cards into one app, getting rid of the annoyance of having to carry around multiple cards. 

You can create shopping lists and input items you wish to buy, and the app simply provides you with a list of discounts and offers on the brands of your choice at the sellers near you. 

It also allows you to share the latest offers and your favorite stores with your friends with the help of social media networks.

Virtual Cards also help keep tabs on the sellers and merchants by allowing you to leave reviews, as well as read reviews before you make any purchase. 

You can also read – 20+ Top Notch Ways to Get Free Gas Cards (Up to $100)

Virtual Loyalty Cards Wallet (Klaus Apps)

This app helps you keep your wallet light and organizes all those pesky plastic cards into your phone with a simple scan. 

It ensures the security of your loyalty cards and requires a pin code before use. 

With fast processing and great offers, this app makes shopping much cheaper and helps save a lot of money with different offers.

Your shopping experience will be completed in a snap and will be a breeze with the help of this app. 

Pocket Loyalty Cards Wallet

 This is one of the easiest ways to store your loyalty cards into your phone. The cards remain protected with the help of passcodes.

Pocket loyalty cards will help you to show or hide your offers with a simple wipe, along with displaying your loyalty cards on the home screen or listing out your favorite offers for you. Points can be earned and redeemed in no time. 

Apple Wallet

If you are an iOS user, one of the best options for you out there in the Apple wallet. It links all your loyalty cards, credit, and debit cards as well as student ids and other data onto your phone, allowing you to access it easily at any given time.

apple watch
Source – Apple.com

Apple Wallet is also secure and ensures that your data is not misused or stolen with several security measures put in place. It is the one-stop-shop for all your payment and shopping needs, making the entire process a cakewalk. You can also use it to store rewards cards & coupons with ease.



Flok is a mobile rewards card app that also helps you to find local businesses with loyalty programs. Then, each time you visit a business, you get a punch on your digital punch card, and you can redeem your rewards whenever you want.

You can earn more rewards by checking in when you visit a business. It also has many features when you dig it in. Also, available for both Android and IOS.

Android- http://market.android.com/details?id=loyalblocks.userapp

iOS- http://itunes.apple.com/us/app/loyalblocks/id376560037?mt=8

Citi Rewards

This Card is solely beneficial for Citi credit card users, but it had to be on our list because of its amazing features. As every payment made with Citi Credit Card at retail outlets, online shopping sites, petrol stations, travel, and hotel bookings, customers earn rewards points.

They can then transfer their points to frequent flyer programs and avail exciting benefits. How cool! Isn’t it?

iOS – https://itunes.apple.com/app/citi-mobile-sm/id301724680?mt=8

Android – https://play.google.com/store/apps/details?id=com.citi.citimobile


Payback is one of the largest multi-brand loyalty card apps that allows you to access almost all the brands that you may usually use. It includes brands where you shop for your daily needs and, of course, your favorite ones. It is a must-have if you love shopping and you can save yourself a fortune.

iOS | Android

Virtual Cards

Keep all of your loyalty cards on your phone with virtual cards. It provides features where you can also see offers and promotions, get coupons, and create a shopping list. It consists of features to turn notifications on/off from your favorite about discounts and rewards. Only available for both.

iOS | Android

Five Stars

It helps the customer to earn rewards from businesses. It is available on both Android and iPhone.


The belly is a rewards app that a customer can use at participating businesses.

Also, read – 7 Best Credit Cards for College Students in 2020

Summing Up

These some of the best loyalty card apps help a person to avoid the problem of forgetting his/her Card at home or elsewhere as a person always carries his/her phone, everywhere, with him/her, the Card can be stored on the phone, and this saves the person from going through the hassle of finding his Card.


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