9 Best YNAB Alternatives Near Me

Need Easy Extra $350+/Month For Free?
  • SurveyJunkie: Make $5-$25 in your free time. Just take online surveys, participate in Focus Groups and trying new products. Join SurveyJunkie Now!

When it comes to managing your finances, there are a lot of options out there. But what if none of them was suitable for you? Fortunately, we’ve compiled a list of nine YNAB alternatives apps to help you get on the right path.ynab alternatives

See Also: 10 Best Micro-investment Apps In The US


It’s a popular personal finance software that helps to manage your expenses and money. Quicken is available on Windows, Mac, iOS, and Android.quicken

Quicken is a good option for people who want to sync their data across multiple devices. It also has an excellent mobile app that lets you view your budget anytime without logging in or installing the desktop version first.


If you’re looking for YNAB alternatives, Mint is a great option. Mint is a free budgeting app that offers users many tools to help them keep track of their finances and stay on top of things. One of the most popular features of Mint is its user interface (UI), and it has simple design makes it easy for beginners and experts alike to start using it right away.mint

Another reason why people love using Mint is that it works with many banks and credit cards. This way, you can easily sync your information with other financial accounts. This means you must remember everything important when making payments or spending money on purchases.

This app also includes mobile access through both iOS devices as well as Android ones, so no matter where life takes us during busy periods, they’ll always be able to access their accounts wherever they are too!

Personal Capital

Personal Capital is great at managing their money online. It offers several different plans, with the free version limited to only one account and a couple of investment accounts. Suppose you have multiple accounts with foreign investments and expenses. This may not be ideal for you as it will require more work than other options we’ve looked at.personal capital

Personal Capital does offer some excellent features that make it stand out from the competition:

  • Its easy-to-use interface makes managing your finances simple, and the
  •  platform provides quick access to all your accounts from one place.


YNAB 4 is a budgeting app that’s similar to YNAB. It has many of the same features but is more expensive than its predecessor and offers less simplicity.ynab 4

The best thing about YNAB 4 is its user interface (UI). The UI is straightforward, making it easy for even beginners to use. You can also import your transactions from other apps into YNAB 4. This way, you don’t have to manually enter them all into their lists or spreadsheets each time you want to import something new into your budgeting process.

See also: Personal Capital vs. YNAB: Which One Is Better?

Microsoft Money

Microsoft Money is a personal finance software application developed by Microsoft. Launched in the United States in 1998 and discontinued in 2009, replaced by MSN Money.microsoft money

Microsoft Money is designed to help you organize your bills, pay them automatically, and track your finances. The program supports both Mac OS X and Windows XP.

The Spartan Way

The Spartan Way is an app that helps you to manage your budget and money. It’s designed for people who want to get out of debt, save money, and live a more financially responsible life.

The Spartan Way is suitable for people who have goals and want to track their progress toward those goals. It’s also easy to use and has an intuitive interface that makes it easy for anyone to understand how they’re doing with their finances at any given time.

Essential Budgeting

Essential Budgeting is a powerful budgeting tool for Mac and Windows. It’s free to use but has a different level of user support than YNAB.essential budgeting

Essential Budgeting is also easy to use, which makes it a good alternative if you’re looking for YNAB alternatives. YNAB is less popular than it is, so only those with specific needs should consider using this product instead of YNAB.

Pocket Money

Pocket Money is a budgeting app that helps track your expenses, income, and net worth. However, if you want to get the most out of this app, it will cost you $4.99/month (or $49/year).pocket money

If you’re looking for an alternative to YNAB but want to avoid paying anything upfront or signing up for a premium service right away, then Pocket Money might be just what you’re looking for!

Cash Cow

Cash Cow is a budgeting app for Android and iOS. The app has a clean interface that makes it easy to track your spending by category, but it also includes some advanced features like budgets for each month and more advanced tracking of cash flow.cash cow

If this sounds like what you’re looking for in an accounting software program (and if not, why are we talking about it?), then Cash Cow may be worth checking out.

It’s Hard To Know Which Ones Are Best

There are a lot of accounting and budgeting apps out there, so it’s hard to know which ones are best. If you’re looking for YNAB alternatives with more features and flexibility, here are some options:

Mint is a free web-based tool that helps you manage your finances in one place. It has a simple interface and supports multiple bank accounts. You can also add budgets, categorize expenses by category or type—and get reminders about what needs to be done next!

Quicken is another popular option for personal finance management software. It offers powerful budgeting tools and other standard features like bill reminders & due payment dates set up automatically based on past months’ spending patterns (a feature called “automatic reconcilements”). If this sounds familiar, then maybe Quicken might not be suitable for you because they offer much more than just Budgeting – but if those features sound enticing, then check out their other products, such as cash flow forecasting reports, which provide detailed financial forecasts based on historical data collected over time using these same algorithms we talked about earlier today.


Why would someone want to use a YNAB alternative?

There are several reasons someone might want to use a YNAB alternative, including personal preference, pricing, features, or ease of use.

Are YNAB alternatives free or paid?

It depends on the alternative. Some are free, while others require a monthly or annual fee.

Do YNAB alternatives offer similar features as YNAB?

Most YNAB alternatives offer similar features, such as Budgeting, expense tracking, and goal setting. However, some may have unique features that YNAB needs to provide.

Can YNAB alternatives sync with bank accounts and credit cards?

Most YNAB alternatives can sync with bank accounts and credit cards to automatically import transactions.

Can YNAB alternatives help with investment management?

Some YNAB alternatives, such as Personal Capital and Quicken, offer investment management tools to help users manage their portfolios.

Can YNAB alternatives be used on mobile devices?

Most YNAB alternatives have mobile apps that can be used on smartphones and tablets.

Are YNAB alternatives user-friendly?

Yes, most YNAB alternatives are designed to be user-friendly and easy to navigate.

Can YNAB alternatives be used for personal and business finances?

Most YNAB alternatives can be used for personal and business finances, although some may be more geared towards one or the other.

What is the best YNAB alternative?

The best YNAB alternative depends on individual needs and preferences. Researching and comparing features and pricing to find the best fit is essential.


If you’re looking for a budgeting app, I recommend YNAB. It’s the best out there and has been around for years. But if it doesn’t work for you or you want something else, these YNAB alternatives might be just what you’re looking for.