Insurance Guides, Policy Insights, and Coverage Explained

Why South African Cyber-Insurance Claims Are Being Denied in 2025

Why South African Cyber-Insurance Claims Are Being Denied in 2025

South African businesses are increasingly at risk of cyber-insurance claim denials or partial rejections due to gaps between declared security measures and actual implementation. This trend reflects a broader global shift where insurers rigorously scrutinize cybersecurity maturity during forensic investigations following incidents. According to the Sophos Cyber Insurance and Cyber Defences 2024 report — based […]

in Insurance by Robert
Why Most Tech Startups Fail at Insurance — And Lose Enterprise Deals Before They Even Start

Why Most Tech Startups Fail at Insurance — And Lose Enterprise Deals Before They Even Start

For the typical tech startup founder, the journey from seed round to Series B is filled with exhilarating wins: product launches, customer logos, ARR milestones. But there’s one quiet, expensive landmine that trips up even the most promising companies — and it lives inside the insurance section of enterprise Master Service Agreements (MSAs). Joseph Cook, […]

in Insurance by Robert
AI-Powered Prediction: Transforming Insurance and Driving Investor Returns in 2025 and Beyond

AI-Powered Prediction: Transforming Insurance and Driving Investor Returns in 2025 and Beyond

The insurance industry is undergoing a profound transformation driven by AI-powered predictive systems. As of late 2025, AI enables real-time, individualized risk assessment, automates operations, prevents losses proactively, and unlocks new revenue opportunities—shifting the sector from reactive “detect and repair” to proactive “predict and prevent.” This evolution, powered by machine learning, natural language processing, computer […]

in Insurance by Robert
Hong Kong Opens Door for Insurers to Invest in Cryptocurrencies and Stablecoins, Targeting $82 Billion Market

Hong Kong Opens Door for Insurers to Invest in Cryptocurrencies and Stablecoins, Targeting $82 Billion Market

In a groundbreaking development for Asia’s digital asset landscape, Hong Kong’s Insurance Authority (IA) has unveiled draft guidelines that would permit the city’s insurance firms to direct funds toward cryptocurrencies and regulated stablecoins. This initiative positions Hong Kong as the leading Asian hub pioneering clear pathways for institutional involvement in blockchain-based assets. The proposed regulatory […]

in Insurance by Robert
APAC Insurers Set to Embrace Greater Investment Risks Amid Push into Private Markets in 2025-2027

APAC Insurers Set to Embrace Greater Investment Risks Amid Push into Private Markets in 2025-2027

Insurance companies in the Asia-Pacific region are gearing up for bolder investment strategies, with a strong emphasis on elevating portfolio risk levels to capture higher yields and diversification benefits. A comprehensive study by Clearwater Analytics reveals that executives are prioritizing advanced technology and outsourcing to navigate evolving regulatory landscapes and complex asset classes. Conducted in […]

in Insurance by Robert
Shifting Global Risks: Sedgwick’s Outlook for 2026 Highlights Emerging Threats

Shifting Global Risks: Sedgwick’s Outlook for 2026 Highlights Emerging Threats

Sedgwick, a prominent player in integrated risk and claims solutions worldwide, has launched its latest annual outlook on emerging risks for 2026. The study combines in-depth analysis, specialist input, and feedback from top executives at major corporations to pinpoint evolving challenges in areas like emerging technologies, environmental disruptions, interconnected logistics networks, human capital dynamics, and […]

in Insurance by Robert
Bondi Shooting: Insurers Brace for Impact as ‘Terror’ Declaration Hangs in the Balance

Bondi Shooting: Insurers Brace for Impact as ‘Terror’ Declaration Hangs in the Balance

As the dust settles on the tragic events at Bondi Beach, the Australian insurance sector finds itself in a complex waiting game. While police investigators have already labeled the December 14 attack a terrorism-related incident, the financial gears that cover such catastrophes haven’t officially started turning yet. The Australian Reinsurance Pool Corporation (ARPC) has issued […]

in Insurance by Robert
Secure Your Next Trip with Online Travel Insurance

Secure Your Next Trip with Online Travel Insurance

Traveling is an exciting experience, but it can also come with many unexpected costs. As an informed traveler, it is important to be aware of the risks associated with traveling and how you can protect yourself financially. Online travel insurance provides a convenient, fast, and affordable option to protect yourself when traveling. Whether you’re embarking […]

in Insurance by Rahul Gupta