Insurance Guides, Policy Insights, and Coverage Explained
Stay informed with clear insurance guides, policy insights, and coverage explanations designed for everyday consumers.
This category covers property, travel, health, and specialty insurance topics, including policy terms, coverage options, risk considerations, and regulatory updates that affect policyholders. You’ll find practical explanations to help you understand how insurance works and how coverage adapts to changing personal and global risks.
Our insurance articles focus on clarity, transparency, and informed decision-making—helping readers navigate insurance policies with confidence.
Global Enterprises Embrace Holistic Risk Strategies in 2026 A comprehensive January 2026 survey by specialist insurer Beazley, involving over 3,500 senior leaders from major companies in the UK, US, Canada, Singapore, Germany, France, and Spain, highlights a clear evolution in corporate risk approaches. Traditional isolated risk categories—such as environmental, political, digital, and governance issues—are dissolving […]
The InsureTech Connect (ITC) London 2026 event, held January 26-27 at The Brewery, brought together over 650 senior executives, innovators, investors, and technology providers from the global insurance ecosystem. Focused on the London Market and UK insurance landscape, the invite-only conference emphasized that artificial intelligence has shifted from an optional enhancement to a critical driver […]
Global marine insurers are confronting heightened financial strain from a dramatic upsurge in cargo theft and freight fraud, as criminal operations blend physical attacks with advanced online schemes. Industry leaders stress that these evolving threats are pushing loss ratios higher and demanding a fundamental overhaul of underwriting practices, counterparty evaluations, and preventive measures. The International […]
Steadfast Group Ltd stands out as one of Australia’s most substantial yet under-the-radar players in the insurance sector. While high-growth tech and meme-driven names dominate headlines, this established insurance network operator delivers dependable performance through scale, recurring revenue, and shareholder returns—making it appealing for patient, value-oriented investors. As of mid-January 2026, shares trade in the […]
According to UN Trade and Development (UNCTAD)’s latest Global Investment Trends Monitor (No. 50), released in January 2026, the data centre sector attracted over $270 billion in announced FDI during 2025. This figure represents more than 20% of total global greenfield project values, positioning data centres as one of the top destinations for new-build cross-border […]
Escalating climate hazards are fundamentally altering the landscape of risk management in international trade networks. Extreme weather events now trigger widespread interruptions that extend far beyond local impacts, challenging the core mechanisms designed to absorb financial losses. Annual insured losses from catastrophes have risen steadily by 5–7% in real terms over recent years, prompting insurers […]
Insurance industry leaders are entering 2026 with renewed optimism, showing heightened confidence in both company and sector-wide expansion. However, they face significant hurdles including escalating cyber threats, workforce upskilling needs, and complex ESG compliance, according to the latest KPMG 2025 Insurance CEO Outlook. Drawing from a dedicated subset of KPMG’s global survey of 1,350 CEOs […]
The global insurance market in 2026 is undergoing profound transformation amid a polycrisis — a term capturing the simultaneous convergence of multiple, interconnected threats that amplify volatility and reshape risk landscapes across sectors. Manny Padilla, the 70th president of the Risk & Insurance Management Society (RIMS) — and its first leader of Hispanic descent — […]
Artificial intelligence continues to command attention in executive suites worldwide, transitioning from a promising tool to a profound disruptor in the cyber insurance sector. CyberCube’s latest annual report highlights how disciplined implementation separates industry leaders from those vulnerable to setbacks in 2026. CyberCube specialists annually evaluate forward-looking developments in emerging technologies, advanced threat intelligence, insurance […]
As we step into 2026, the fusion of vast data volumes and advanced artificial intelligence stands as the bedrock of intelligent, forward-thinking strategies in the insurance sector. From optimizing premium funding to boosting long-term customer loyalty, these technologies are redefining how businesses operate. At the forefront of this evolution is Close Brothers Premium Finance, which […]
The ransomware explosion around 2020 didn’t just flood insurers with claims; it fundamentally transformed cyber insurance from a niche, low-cost add-on into a boardroom priority. As Matthew Danielak, Head of Broking for FINEX Cyber/E&O North America at Willis (a WTW business), explains, early pricing was “very, very cheap,” often treated as a minor line item. […]
The cyber insurance market is undergoing a strategic recalibration in 2025, rather than unchecked explosive growth. While it remains one of the fastest-evolving segments in insurance — with global gross written premiums projected around $15–16.3 billion according to leading reinsurers like Munich Re and Swiss Re — the sector faces maturing dynamics, including rate softening, […]