How to Get Apple Pay Cashback?

Need Easy Extra $350+/Month For Free?

When you make a purchase using Apple Pay, you not only have the opportunity to earn cashback and rewards on that transaction, but you also have access to all the benefits of using your credit or debit card. 

It is the optimal method for lowering one’s overall cost of living and maintaining financial stability. You only need to keep your card in your wallet and use it when shopping at any store. It is that easy!

You will be able to learn how to get cashback with Apple Pay as well as the best ways to use this function after reading this piece on the post. 

So that you can determine whether or not Apple Cash is the correct choice for you, we are going to go over how Apple Cash operates and the different ways in which you may utilize it to save money. Continue reading if you want to find out more!

Can you get cashback with Apple Pay?

You can use the cash-back feature of Apple Pay to make purchases. On Apple Pay purchases, some businesses might provide refunds.

apple pay cash back

Because its acceptance is not mandatory by store regulation, not all stores accept Apple Pay. Nevertheless, it can be used in most American stores.

Many retailers use Apple Pay and also give cashback. Clients will likely receive cashback ranging from 1% to 6%, based on the total amount.

Apple gives back money at some stores and offers special discounts if you pay with Apple Play.

The payback feature of Apple Pay could make it possible to earn rewards from your bank for using a debit or credit card.

See Also: 7 Best Credit Cards for College Students in 2022

How to get Apple Pay Cash Back? 

Add a card

You need to configure the Wallet app on your iPhone to use your debit, credit, or prepaid card to make purchases.

add a card

Add your card to each device to be able to use it for making transactions using other devices.

You can now use Apple Pay with your iPhone and most of your apple devices.

To add a card of your choosing to the Wallet app on your iPhone, hit the plus sign (+) in the top right corner of the screen.

Go to the Settings app on your iPad, select Wallet & Apple Pay, and then hit the plus sign to add a card.

Launch the Apple Watch app on your iPhone, then choose Wallet & Apple Pay from the menu that appears to utilize Apple Pay with an Apple Watch. After that, you can tap to add a card.

To add a card to your Apple Pay wallet on a Mac, if your computer has Touch ID, go to System Preferences, then Wallet & Apple Pay, and hit the plus sign. 

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The Step-by-Step Guide to Getting Your Cash Back From Apple Pay

First, check to see if you have the Apple Pay software installed on your phone. 

The next step is locating a retailer compatible with Apple Pay. Finally, you can get your money back by using your phone to pay for the item you bought.

When you initially try to do it, it can be confusing and time-consuming. Some establishments might not let you utilize Apple Pay cash Back. 

In addition to this, the credit card business that you use may have its own set of guidelines and policies, which may or may not be identical to those described here.

Because of all of these procedures, it could be challenging to figure out what you should be doing to obtain the cashback that is yours.

Cash Back Rewards Redemption Instructions for Your Apple Card

Putting money away for the future or treating yourself to whatever you choose with the earnings from your Apple Card rewards is quite simple.

To be more specific, the following are some of the ways you can use the cash-back incentives from your Apple Card:

Shop with Apple Pay

 You may use Apple Pay to pay for purchases. Anywhere it is accepted, including supermarkets, boutiques, restaurants, and many more establishments. It’s a good method to get apple pay cash back.

shop with apple pay

In addition to this, you can use Apple Pay to buy things from iTunes, Apple Music, the App Store, iCloud, Apple News, and a lot of other places.

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You may transfer money to your message

Start a private discussion with the person to whom you want to give money by simply opening a new conversation thread with them. 

Tap the icon that looks like an Apple Pay app just above the keyboard, where all of your other iMessage apps are kept. 

Tap the “Pay” button after entering the desired amount of money to send.

Transfer money to your bank account

You can move the money from your Apple Cash to your checking account directly from your iPhone if you’d prefer to keep it there rather than in Apple Cash. 

transfer money to your bank account

Launch the Wallet app and select “Transfer to Bank” from the menu. Tap the “Next” button.

Pay down your balance

You can make payments towards your Apple Card balance using the Daily Cash earnings you have accumulated. Launch the Wallet app, then select your Apple Card from the list of cards. 

Next, click “Pay Now” after tapping the “Pay” button. Enter the amount that you wish to pay, and confirm your payment.

See Also:  


Can you get cash back at Walmart if you use Apple Pay?

Walmart does not accept Apple Pay, so you won't be able to.

Does Publix accept Apple Pay?

The answer is yes; you can get your money back at Publix. You can get cash back on purchases made with your iPhone or Apple Watch by tapping the 'Cash Back' button at the bottom of the screen during checkout.

Does Family Dollar accept Apple Pay? Does Apple Pay offer any cashback incentives?

Using Apple Pay to get cash back at Family Dollar is possible, but only with a debit card.


Apple Pay is a safe and convenient alternative to using cash or credit cards for online and in-store purchases. Be sure to link a debit and credit card before using Apple Pay for cash back. Keep an eye out for the Apple Pay icon when shopping in stores.

You can earn a comparable rate of rewards with plenty of cash-back credit cards, which are not dependent on your mobile device. Furthermore, you may have more options available to you when it comes to redeeming your cash rewards.